Yingjie Qi selected as finalist in the ECB Young Economists’ Competition 2020

Assistant professor at the Department of Finance and member of the FRIC Center, Yingjie Qi, has been selected as a finalist in the ECB Young Economists’ Competition 2020.

Yingjie Qi entered the competition with the paper ‘Big broad banks: How does cross-selling affect lending?’ which investigates the benefits of cross-selling: “Combining loan and non-loan products (cross-selling) has two benefits. It increases credit supply, especially in recessions; and the likelihood of receiving lenient treatment in delinquency. Cross-selling affects lending by reducing information asymmetry and increasing banks’ return from the relationship.”, says Yingjie Qi.

Find the poster for the paper here.

Find a video where Yingjie Qi presents the paper here.

About the ECB Young Economists’ Competition
Young economists can play an important role in shaping the future of Europe, and this competition gives them the chance to share their fresh perspectives on today’s challenges. The selected finalists shared their research with policymakers, top academics and market economists from around the world at the ECB Forum on 11 and 12 November, 2020. A panel of senior ECB staff and top academics assessed the posters, taking into account votes cast by Forum participants.

Read more about the ECB Young Economist competition here.